Regulatory Compliance Intern

[Our mission and customers] 

Our platform simplifies banking and finance management for SMEs today, so that they can build their tomorrow. We offer a finance management platform with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 53,000+ reviews.

Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75. This level of satisfaction is far above typical traditional banking scores, often ranging from 3 to 12, sometimes even lower.

[Our journey] 

Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000 customers across 8 European countries: France, Germany, Italy, Spain, Portugal, Austria, Belgium, and the Netherlands. We have been profitable since 2023, and we are just getting started as we want to become the indisputable European leader in SME finance management.

[Our beliefs] 

We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity is simply part of who we are. 

We've built a discrimination-free hiring process because we believe the best teams are built on merit.

[AI at Qonto] 

We see AI as a catalyst for our success.

We always choose thinking over routine. That's why AI is already deeply embedded in how we work - not as a trend, but as a way to raise the bar for the entrepreneurs who count on us. That is why we grant our Qontoers unlimited access to the best AI tools on the market - Claude Code, Cursor, Copilot, Dust, and Notion AI.

We want people who experiment without waiting for permission. Who push AI beyond the obvious. Who know when to trust it and, more importantly, when to question it. 

Already pushing AI limits? You'll fit right in.

Join Qonto’s growing Regulatory team to ensure compliance across our eight European markets (🇫🇷🇩🇪🇮🇹🇪🇸🇦🇹🇧🇪🇳🇱🇵🇹). Work closely with Guilhem (Regulatory Lead) to support Qonto’s growth while meeting supervisory expectations. Your work will directly impact our ability to maintain our Payment Institution licence and contribute to our Credit Institution journey.

Start date: June 1st 2026

Duration: 6 months

👩‍💻🧑‍💻 As a Regulatory Compliance Intern at Qonto, you will:

• Run the daily Regulatory Watch (≈50% of your time): Use Corlytics to monitor eight European markets, perform triage on regulatory alerts, and route them to the correct stakeholders (including the AML team).

• Support Payment Compliance: Ensure customer protection by helping analyze payment rules, client claims, account suspensions, and T&Cs changes.

• Act as an Internal Counsel: Read and interpret legal texts across different European countries and explain complex regulatory constraints to non-legal stakeholders.

• Lend a hand on ad-hoc projects: Support the team on evolving regulatory priorities (like the Credit License) and jump in for short support missions (e.g., 1-2 days) for other regulatory sub-teams.

🤔 What you can expect:

• Work in a fast-paced, diverse environment at one of France's unicorns.

• Gain hands-on experience in fintech compliance across four European markets.

• Collaborate with a supportive, business-oriented team of 6 professionals and 1 lead (Guilhem).

• Be at the forefront of regulatory challenges in the dynamic fintech industry.

• Use your analytical skills to contribute to real-world compliance solutions.

🤝 About your future manager:

His path? Guilhem has a robust background in Regulatory Compliance and Internal Control, with over 8 years of experience. Before joining Qonto, he held key roles at Lyra Collect as the Head of Compliance and Internal Control, and at KPMG as a Senior Consultant. He also has experience in Financial Security at Indosuez Wealth Management. Guilhem has been with Qonto for almost 2 years, starting as a Regulatory Expert and now leading our Regulatory Compliance team.

What he can bring to the team? Upon joining Qonto, Guilhem has been pivotal in advising on regulatory requirements and acting as a solution-oriented stakeholder across various strategic projects. He leads regulatory analyses for senior management and ensures Qonto’s compliance with various requirements across our four markets. Guilhem’s proactive approach helps Qonto’s teams identify and mitigate non-compliance risks while fostering a culture of continuous learning. He is dedicated to helping you grow in your role by providing insightful guidance and support, ensuring you perform your job skillfully and effectively.

🏅 About You:

• Education: You are an M1 or M2 student strictly pursuing a degree in Law (Private Law, Business Law, European/Local Law, or a bi-licence). A specialization in Compliance or Financial Regulation is a great plus.

• Legal Comprehension: You have strong analytical skills to read and understand legal texts across various European countries, grasping the core legal logic.

• Synthesis & Prioritization: You can easily triage a large volume of daily alerts, spot what is truly relevant for Qonto, and route it efficiently.

• Communication: You are fluent in English and can explain legal conclusions simply to non-legal teams. Knowledge of French, Italian, Spanish, or German is a bonus.

• Curiosity & Adaptability: You have a genuine interest in Fintech and the agility to seamlessly switch between your daily regulatory watch and ad-hoc team support.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.

[Our hiring process]

- Interviews with your Talent Acquisition Manager and future managers (1 hour each)

- A remote or live exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

On average, our process lasts 20 working days - more information here on our candidate journey.

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