Do you want to take the first step in making Filipinos’ lives better everyday? Here in GCash we want to stay at the forefront of the FinTech industry by creating innovative, meaningful, and convenient financial solutions for the nation! G ka ba? Join the G Nation today!
Key Responsibilities:
1. Portfolio Optimization
● Analyze and balance risk and return across credit lines, lending, digital payments, and crypto sectors.
● Develop strategies to enhance portfolio performance while maintaining risk controls.
● Collaborate with internal teams to align business objectives with risk appetite.
2. Compliance & Regulatory Monitoring (SPOC)
● Act as the Single Point of Contact (SPOC) for compliance and regulatory matters.
● Ensure all financial pillars comply with industry regulations and internal policies.
● Work with legal and compliance teams to mitigate legal risks and regulatory exposure.
3. Credit Monitoring (GFII Credit Monitoring)
● Track and monitor credit lines to ensure borrowers meet agreed terms and conditions.
● Assess borrower financial health and take proactive measures to manage risks.
● Oversee credit lines provided by the holding company to its subsidiaries, ensuring responsible lending practices.
4. Documentation Management
● Prepare, review, and manage credit-related documentation, including loan agreements, credit terms, and compliance reports.
● Maintain an organized documentation system for efficient retrieval and audits.
5. Board Approvals, Special Projects & Enhancements
● Act as SPOC for board approvals related to credit and portfolio management.
● Lead and support special projects aimed at process improvements and portfolio enhancements.
● Collaborate with product managers to implement enhancements in portfolio management.
Qualifications & Skills:
● Bachelor’s or Master’s degree in Finance, Economics, Risk Management, or a related field.
● 5+ years of experience in credit risk management, portfolio management, or financial compliance.
● Strong understanding of credit monitoring, lending, and financial regulations.
● Proficiency in financial analysis, risk assessment, and regulatory compliance.
● Excellent communication and stakeholder management skills.
● Ability to work in a fast-paced, dynamic environment with cross-functional teams.
Preferred Qualifications:
● Experience in digital payments, crypto, or fintech industries.
● Knowledge of industry-specific regulatory frameworks.
● CFA, FRM, or relevant certification is a plus.
What We Offer
Opportunity for career growth and development in the #1 FinTech company in the country Working with a dynamic and highly collaborative team who want to change the game A company that values their people with highly competitive and flexible compensation and benefits package