Senior Product Manager - Risk & Compliance 🇩🇪

Our mission? Creating the freedom for SMEs to succeed in business and beyond, by delivering Europe’s leading finance workspace. We combine business-class tools (seamless invoicing, spend management, and pre-accounting) with unwaveringly attentive 24/7 support, designed to help businesses breeze through all things finance.

Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!

Our values:

Customer focus | Prioritize customers in everything you do

Ownership | Own your part, get things done

Teamwork | Make (team)work easy

Mastery | Continuously raise the bar

Integrity | Always do what’s right, and respect people

Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Discover the steps we took to create a discrimination-free hiring process.

As a Product Manager in our Risk & Compliance cross-functional team, your mission is to build impactful products that efficiently solve customer problems—balancing user experience, business needs, and regulatory requirements.

👩‍💻🧑‍💻 As a Risk & Compliance Product Manager at Qonto, you will

• Drive product discovery: Continuously explore customer needs, uncover friction points (including compliance-related ones), and test solutions to improve their experience.

• Lead feature development: Work with Engineering, Design, and Operations to deliver product features and communications (in-app, SMS, email) that help customers succeed across all Qonto markets.

• Shape product strategy: Prioritize impactful initiatives that support both customer satisfaction and regulatory requirements, helping Qonto meet its business goals.

• Build expertise: Develop a strong understanding of your product area by blending customer research, data analysis, and market trends—always advocating for clear, customer-friendly solutions.

🤔 What you can expect

• To join a product-oriented scale-up with a strong Product culture, as part of a distributed team of 50+ Product Managers, and work with an in-house design studio of 80+ people. You'll continuously improve as a Product Manager thanks to well-defined ways of working, which you’ll contribute to improving.

• To help drive our mission to energize Europe’s small and medium-sized businesses by building a delightful & powerful product.

• To directly impact Qonto's success as you'll be working on one of our product verticals (e.g., professional accounts, spend management, cash flow management, bookkeeping) and work within a small autonomous cross-functional team.

🏅About You

• Product & go-to-market mindset: You thrive in ambiguous environments and enjoy the challenge of making even compliance-driven products stand out—finding creative ways to drive user adoption and market impact.

• Strong user research: You know how to run user research, especially in B2B or regulated settings, and are able to turn insights into actionable onboarding and communication strategies. Experience with go-to-market or PMM projects is a plus.

• Collaboration & stakeholder management: You’re skilled at bringing together cross-functional teams (Product, Marketing, Compliance, Legal, Engineering) and comfortable working with both internal and external partners.

• Bias for action & ownership: You navigate uncertainty confidently, take initiative, and deliver concrete results—even when there’s no predefined playbook.

• Adaptability: You’re at ease with changing requirements, regulatory constraints, and thinking beyond traditional product boundaries (webinars, workshops, industry partnerships).

• Languages: Excellent written and verbal English are required; German is a plus.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.

🎁 Perks

A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed.

- Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;

- Competitive salary package;

- A meal voucher;

- Public transportation reimbursement (part or global);

- A great health insurance (depending on the country);

- Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities;

- A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners;

- Monthly team events.

💬 Our hiring process:

- Interviews with your Talent Acquisition Manager and future managers

- A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like

Find more information about our interview process on our careers website.

On average, our process lasts 20 working days and offers usually follow within 48 hours 🤞

To learn more about us:

Qonto's Blog | Les Échos I L'Usine Digitale | Courrier Cadres

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