Financial Analyst

About PayJoy

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry.  As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

This role

The Financial Analyst is responsible for supporting FP&A functions, budgeting & forecasting, accounting analysis and processes, and financial reporting to senior leadership.

• Review and optimization of queries used by the finance team.
• Monitoring and making adjustments in the assignment and settlement flow.
• Supporting new requests and analysis from the finance team using SQL.
• Automation of accounting and financial processes using BI tools.
• Support for audit and regulatory compliance.
• Support new processes related to Credit Line and e-commerce initiatives.
• Assisting in the migration and creation of new reports and data sources for the new BI vendor.
• Assisting in accounting processes.
• Interaction with the finance team to optimize processes.

• Degree in Business or related discipline.
• Proficiency in BI tools such as Power BI, Tableau, and Looker is paramount.
• A solid understanding of SQL and databases is crucial
• 2+ Years Experience
• Analytical thinking and soft skills like communication and collaboration are also critical.
• Strong communication and presentation skills are necessary to convey insights clearly and compellingly.
• A problem-solving mindset is equally important
• Previous experience in Finance/Accounting process would be a differentiator

• *Local benefits will depend of the country of hiring*
• 100% Company-funded Health and Dental insurance for employees and immediate family members.
• Phone finance, Headphone, home office equipment and fitness perks.
• $2,000 USD annual Co-working Travel perk.
• $2,000 USD annual Professional Development perk.

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening