Finance Manager, Fintech

Optasia is a fully-integrated B2B2X financial technology platform covering scoring, financial decisioning, disbursement & collection. We provide a versatile AI Platform powering financial inclusion, delivering responsible financing decision-making and driving a superior business model & strong customer experience with presence in 30 Countries anchored by 7 Regional Offices.

We are seeking a hands-on and strategically minded Finance Manager to lead the financial operations of our Ghanaian fintech subsidiary. The company enables banks to offer microloans to mobile network users, and the Finance Manager will play a critical role in ensuring financial integrity, regulatory compliance, and efficient fund repatriation to headquarters.

What you will do

Operational Finance

• Prepare and maintain accurate journal entries, management accounts, and tax filings.
• Reconcile financial positions and transactions with service stakeholders including banks, mobile network operators, and technology partners.
• Ensure proper application of direct and indirect taxes, including VAT, withholding tax, and corporate tax.
• Manage foreign exchange acquisition and optimize FX exposure to support efficient fund repatriation to headquarters.
• Coordinate intercompany transactions and accounts with the group finance team.

Strategic & Regulatory

• Ensure full compliance with Ghanaian financial regulations, tax laws, and fintech-specific reporting requirements.
• Lead financial planning and analysis to support business growth and risk mitigation.
• Participate in group reporting processes, including consolidation, variance analysis, and KPI tracking.
• Support audit processes, both internal and external, and maintain robust internal controls.

Stakeholder Engagement

• Liaise with local banks, regulators, and auditors to ensure smooth financial operations.
• Collaborate with headquarters finance and treasury teams to align cash flow, reporting, and strategic initiatives.

What you will bring

• Bachelor’s degree in Finance, Accounting, or related field (Master’s or MBA preferred).
• Professional certification (e.g., ACCA, CPA, CFA) is highly desirable.
• Minimum 5–7 years of experience in financial management, preferably in fintech, banking, or microfinance.
• Proven experience in fund repatriation, FX management, and intercompany accounting.
• Strong understanding of Ghanaian tax and financial regulations.
• Proficiency in financial software and ERP systems.
• Excellent analytical, communication, and leadership skills.
• Fluency in English; knowledge of local languages is a plus.

Will be considered as plus

• Strategic financial planning and modeling
• Regulatory compliance and tax expertise
• FX and treasury operations
• Hands-on accounting and reconciliation
• Stakeholder and cross-border coordination
• Integrity, adaptability, and ownership mindset

Why you should apply
What we offer:
💸 Competitive remuneration package
🏝 Extra day off on your birthday
💰 Performance-based bonus scheme
📲 💻 All the tech gear you need to work smart
Optasia’s Perks:
🎌 Be a part of a multicultural working environment
🎯 Meet a very unique and promising business and industry
🌌 🌠 Gain insights for tomorrow market’s foreground

Optasia’s Values 🌟

#1 Drive to Thrive: Fully dedicated to evolving. We welcome all challenges and learning opportunities.
#2 Customer-First Mindset: We go above and beyond to meet our partners’ and clients’ expectations.
#3 Bridge the Gap: Knowledge is shared, information is exchanged and every opinion counts.
#4 Go-Getter Spirit: We are results oriented. We identify any shortcomings that hold us back and step up to do what’s needed.
#5 Together we will do it: We are committed to supporting one another and to understanding and respecting different perspectives, as we aim to reach our common goals.