Director of Product Finance

Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri.  Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, finance and legal teams operate.

We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.

Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do. 

Role Description:

We are seeking a talented Director of Product Finance to lead multiple teams, drive strategic objectives, and manage department resources, including staffing and program projections. In this role, you’ll oversee the department’s mission and purpose while ensuring efficient financial operations. Responsibilities include coordinating the implementation of new fintech partners (such as developing process flows), joining regular update calls and maintaining relationships with fintech clients to facilitate daily processing, preparing and reviewing accounting entries, overseeing reconciliations, along with supporting regulatory reporting and strategic thought leadership.

• Oversee accounting and business operations during the onboarding and implementation process to ensure accurate and complete reconciliation and reporting.
• Develop, manage, and prepare BaaS partnership reconciliations, including month-end closing reconciliation and invoicing.
• Support the preparation of BaaS partnership program forecasting, budgeting, and financial analysis.
• Manage and prepare BaaS partnership program reporting for internal, management, board, audit, and regulatory agencies.
• Assist in developing internal training resources related to BaaS partnerships.
• Manage department-wide projects, lead team meetings, set agendas, track goals, and monitor project status.
• Collaborate with the Controller to establish, implement, and review internal financial and accounting controls.
• Assist with requests from external departments, the CFO, and Controller as needed.
• Provide backup and support other finance staff when necessary.
• Serve as a business operations expert to ensure the quality of financial data reporting, including reconciliation in the data environment.
• Manage reporting quality, standards, and efficiencies to provide accurate and understandable reports bank-wide.
• Manage reporting and dashboard development for daily operational use.
• Perform other duties as assigned.

• 10+ years of accounting experience
• Experience in team management, including performance management
• Keen interest in the BaaS and fintech sector
• Action-oriented, with strong organization skills and attention to detail
• Curious and open to learning and approach your work with a growth mindset 
• Strong analytical and problem solving skills
• Demonstrates a strong ability to effectively prioritize assignments and manage time/deadlines
• Thrive working in a fluid environment with high autonomy
• Embody the growth mindset and bring a self-driven and self-starter mentality 
• Demonstrate excellent interpersonal skills with a strong team orientation mentality
• Have a client first approach

• At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life

• Competitive compensation, including opportunities for equity grants ,based on experience, geographic location, and role
• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
• Paid parental leave
• Flexible vacation policy, including PTO and paid holidays
• A fun and challenging team environment in a dynamic industry with ample opportunities for career growth 

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

**Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.

Zone 1: $174,000 - $205,000 (SF/Bay Area, NYC, Seattle)

Zone 2: $153,000 - $180,000(Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento, Miami)

Zone 3: $135,000 - $158,400 (Other US Metros)

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