AML Compliance Lead

About Zeller

At Zeller, we’re champions for businesses of all sizes, and proud to be a fast-growing Australian scale-up reimagining business banking and payments.

We believe in a level playing field, where all businesses benefit from access to smarter payments and financial services solutions that accelerate their cash flow, help them get paid faster, and give them a better understanding of their finances. So we’re hard at work building the tools to make it happen.

Zeller is growing fast, backed by leading VCs, and brings together a global team of passionate payment and tech industry professionals. With an exciting roadmap of innovative new products under development, we are building a supportive and high performing team to inspire change in the outdated banking solutions. If you are passionate about innovation, thrive in dynamic environments, embrace new possibilities, hate bureaucracy, and can’t think of anything more exciting than evolving the status-quo, then read on to learn more. 

As our AML Compliance Lead, you'll play a pivotal role in driving our AML compliance strategy and execution as we scale. You'll be exposed to cutting-edge financial crime technology, lead multiple compliance streams and deliver important projects. 

You will be hands on, and be able to not only set strategy, but undertake analysis and investigation, identify operating model improvements and prioritise a programme of work to deliver tangible benefit for the business and its control environment. You’ll enjoy working in a fast paced environment where we value substance over form, and the challenge of scaling our capabilities in unorthodox methods - whether that's from smart process design through to leveraging AI and Machine Learning tools. 

Being a part of a fast growing scale up, you will need to lead by example - handling not only our AML strategy, but execution, as a core member of our onshore and offshore team.

Your deep understanding of AML/CTF Compliance will make you a key figure in our organisation and a key decision-maker within our Compliance team and the broader business.

• Report directly to the Head of Risk & Compliance to support the execution of the AML program, strategy and operation.
• Lead a team of onshore and offshore talented compliance analysts.
• Structured career pathway to become an AML/CTF Compliance Officer (MLRO).
• Act as the key contact with multiple Regulatory bodies such as ASIC, AUSTRAC and AFCA.
• Liaise with senior stakeholders and external partners/vendors.
• Draft and review AML/CTF policies based on AUSTRAC guidelines.
• Ability to shape multiple aspects of Zeller's Compliance Program, including compliance training, policy reviews, complaints escalation, provide compliance advice etc.
• Review suspicious criminal activity, working closely with local and federal law enforcement agencies with regard to ongoing investigations.
• Regular reviews of process documents and controls to ensure they are relevant and up to date.
• Work on various ad-hoc projects, including the implementation of new systems and the uplift of existing systems, e.g. the Transaction Monitoring Systems (TMSs).

• 5+ years experience in AML/Compliance, legal function within a regulated financial institution environment.
• Experience engaging with Regulatory bodies.
• A Bachelor’s degree or a track record of experience that proves it was not required.
• Knowledge of the AML/CTF Act and Regulatory requirements.
• Strong analytical and problem-solving skills.
• Great attention to detail and proven work ethic.
• You can work independently with minimal supervision.
• You have an enquiring and analytical mindset.
• You can perform in a fast-paced, team-based environment.
• You can liaise with other teams, including Customer Success, Sales, and Marketing.
• You understand the importance of preventing Financial Crime.
• Readiness to play a key role in adapting our compliance policies and procedures to align with upcoming AML/CTF legislative reforms.

• You have experience in Banking, Financial Services, Payments or a Government or Regulatory body (e.g. AUSTRAC).
• You have been part of a high-growth startup environment before.
• You have a relevant industry certification (e.g. CAMS, CFCS, ICA).
• You have experience with AFSL compliance and developing compliance training programmes.

How we work

At Zeller, we thrive on the energy and fast pace that comes from in-person collaboration and this role is based in our Melbourne CBD office with a general expectation of 4 days on-site per week with an option of 1 day WFH.

Like the rest of the team, you’ll benefit from

A competitive salary package, including equity;

A balanced, progressive, and supportive work environment;

Excellent parental leave and other leave entitlements;

A fantastic office environment;

Endless learning and development opportunities;

Plenty of fun and social opportunities - we love to come together as a team;

An ability to influence and shape the future of Zeller as our company scales both domestically and globally;

Being part of one of Australia’s most exciting scale-ups.

At Zeller, we celebrate diverse perspectives and experiences, and strongly encourage people of all backgrounds and identities to apply to join our team.

We want you to be able to show up at your best during the recruitment process. Please, let us know if you require any accommodations during your interview process with us.