Sr. Accounts Receivables Analyst

Do you make it your mission to figure out how to maximize the results of a product funnel? Get a thrill from seeing your work accelerate conversion or drive retention? Interested in joining a team that is making a real difference to the success of small business owners? If so, we might have just the role for you.

FundThrough is looking for a curious, passionate, and experienced Sr. Accounts Receivable Analyst to report to the Director, Global Collections & Cash Apps, and join us on our mission to help business owners improve their cash flow by getting them paid ahead of long net terms.

About the company:

FundThrough is a leading fintech company accelerating cash flow and enabling growth for small and medium-sized businesses that sell to large customers and wait to get paid. Based in Toronto and operating across North America, FundThrough’s AI-powered invoice funding platform gives B2B businesses fast, customized funding offers to get their invoices paid in a few days – rather than a few months – and get quick access to cash they’ve already earned.

• 5+ years of collections experience with US-based commercial accounts.
• Proven ability to manage complex, high-value accounts with minimal oversight.
• Strong knowledge of credit and lending contracts, collections enforcement, bankruptcies, and restructuring.
• Ability to negotiate directly with clients and represent the company in sensitive or escalated situations.
• Experience in factoring, asset-based lending, or commercial finance strongly preferred.
• Comfortable partnering with account managers, counsel, and external vendors, adding strategic input to decisions.
• Demonstrated ability to prioritize and independently resolve escalations in a fast-paced environment.

Responsibilities:

• Take ownership of a portfolio of accounts of varying complexity, including high-risk and high-dollar exposures.
• Lead direct negotiations with clients and coordinate with account managers to achieve optimal outcomes.
• Serve as a point of escalation for junior analysts and internal stakeholders, reducing reliance on the Director for day-to-day decisions.
• Oversee and review collections enforcement activities, including coordination with counsel and external vendors.
• Perform account reconciliations and reporting, surfacing insights for leadership.
• Contribute to collections strategy development by identifying patterns, risks, and process improvements.
• Support special projects and initiatives as required, with an emphasis on driving strategic value.

• Opportunity to leave your mark on a growing startup
• An incredibly diverse team of brilliant minds from all over the world
• Competitive compensation
• Family-friendly policies
• Work from home
• Birthday treats, and a lunch of your choice every week (one of our values is Fun & Food!)

Please note that due to the sensitive nature of the work we do, clearing a criminal record check is a condition of employment. FundThrough encourages applications from candidates with differing abilities. Please let us know if you require accommodation at any stage in the selection process.

FundThrough encourages applications from candidates with differing abilities. Please let us know if you require accommodation at any stage in the selection process.

**PLEASE SUBMIT YOUR RESUME AND COVER LETTER IN ENGLISH**