Fraud Investigator (Anti Fraud Specialist)

Amartha is a technology company focused on creating shared prosperity by developing digital financial solutions for the grassroots economy. Founded in 2010 as a microfinance institution, Amartha connects rural, women-led micro-enterprises with affordable capital. Amartha is expanding as a tech company, building a microfinance ecosystem that connects to the growing digital economy through capital, investment, and payment services. By boosting the competitiveness of micro and small entrepreneurs, Amartha empowers women-led MSMEs, creates jobs, and fosters inclusive economic growth.

About The Role

The role involves handling complex issues such as litigation, disputes, fraud prevention, investigations, and whistleblowing with minimal supervision. It includes analyzing transaction patterns to identify fraud and develop recovery strategies, keeping detailed records of fraud cases, and collaborating with legal and compliance teams to ensure all actions follow regulations.

Responsibilities

• Handle complex issues related to litigation/disputes, fraud prevention and investigation, whistle blower, with limited supervision
• Analyze transaction patterns to detect fraudulent activities and determine recovery strategies.
• Maintain detailed records of fraud cases, actions taken, and outcomes.
• Work closely with legal and compliance teams to ensure adherence to regulations

• Bachelor’s degree in finance / accounting, criminal justice
• Experience in fraud investigation, chargebacks, or financial recovery minimum 2 years
• Ability to work under pressure and meet recovery targets
• Strong analytical and problem-solving skills

At Amartha, we are dedicated to creating a workplace that celebrates diversity, ensures equity, and fosters inclusion. We believe that diverse perspectives—shaped by factors such as gender, age, race, ethnicity, education, culture, and life experiences—drive innovation and growth.

We actively welcome individuals from all backgrounds to join us in building an environment where everyone feels respected, valued, and empowered. Our commitment is to provide equal opportunities and foster a sense of belonging that enables our employees to thrive and make meaningful contributions.