Financial Planning and Analysis Lead

👋 About Us

NALA is building Payments for the Next Billion. Faster, smarter, and fairer transfers for everyone. Since 2022, we've grown our business 120x, grown the team from 9 to 150+, raised $50M+ from top-tier investors, and were named to the Forbes Fintech 50 in 2025.

We operate two core products:

1. NALA, our consumer app making cross-border payments cheaper, faster and more reliable for the global diaspora. Allowing users to send money from the UK, US and EU to Africa and Asia.
2. Rafiki, our B2B payments infrastructure, is powering global payments.

Our team includes alumni from Wise, Stripe, Monzo, Revolut, and CashApp — operators who’ve scaled world-class products. We act with urgency, think deeply, and put our customers first always.

At NALA, this isn’t just a job. It’s ownership, impact, and the chance to change global payments forever.

Join us in building Payments for the Next Billion.

🙌 Your Mission

Your mission is to lead NALA’s financial planning and analysis efforts. You will ensure we make data-driven strategic decisions and maintain a high level of fiscal responsibility as we scale.

🎯 Your Responsibilities in this Role

Forecasting & Budgeting

• Own preparation of company-wide forecasts across revenue, opex, and cash
• Maintain and update company runway model

• Work with departments to investigate and explain budget vs actuals performance
• Develop and manage sales incentives scheme and performance-based bonuses

Board & Investor Reporting

• Prepare and iterate board materials in partnership with the Head of Finance and the CFO
• Support investor updates, KPIs, and data rooms for fundraising and due diligence

Expansion & New Markets

• Partner with expansion and product teams on new launches
• Build market-entry business cases and forecasts (revenue, CAC, payback, breakeven timing)
• Track forecast vs. actual post-launch and identify course corrections

Pricing & Unit Economics

• Collaborate with pricing team to build corridor-level unit economics models
• Set margin guardrails and performance targets for Growth

🔥 Must-have requirements

Experience

• 7+ years in FP&A, finance, or strategy roles
• Track record of building and managing financial models
• Experience owning a company-wide budgeting or forecasting process
• Exposure to investor-facing finance and/or board reporting
• Experience with SaaS business model, as well as B2C fintech operations

Partnership & Communication

• Strong business partnering experience with commercial/growth teams
• Comfortable working cross-functionally and explaining financials to non-finance teams
• Capable of working in a dynamic, high-growth environment
• Experience with sales incentive schemes

Technical & Process Skills

• Deep understanding of financial reporting cycles and working with Accounting and Financial Control
• Highly proficient in Excel / Google Sheets and financial modeling
• Experience with scenario modeling and sensitivity analysis

✅ Success in the role looks like

3-Month Metrics

• Update the 2026 budgeting cycle in collaboration with department budget owners
• Refresh and operationalise the gross profit forecast model
• Support growth team with setting monthly and weekly operational goals, pricing and new user targets

6-month Metrics

• Maintain budget variance analysis on a monthly basis, and investigate discrepancies with the department budget owners
• Work with the data team to automate gross profit forecast model operations and manage live growth target monitoring
• Support growth and expansion teams with modeling of new products and markets

➡️ Interview Process

You will need to first submit your application through our ATS Workable. There is no need to submit a Cover Letter.

If successful you will be selected for our interview process which has 4 stages:

1. [30mins] Interview with the Talent Team We want to understand your experience and motivations.
2. [1hr] Interview with the Hiring Manager A deeper dive into your CV and real-world experiences.
3. Assessment & Review Interview Includes a short exercise based on a fictional but realistic task. You'll present and discuss it with your potential manager.
4. [45mins] Leadership Interview(s) A final conversation with a member of our leadership team to discuss motivations and ask your own questions.

⭐️ Benefits

• 27 Days Off Plus UK Bank Holidays: Take the time to decompress.
• Birthday Leave: Celebrate your special day with a bonus day off to take off in that month.
• Enhanced Parental Leave: 16 weeks full pay (primary caregiver), 4 weeks full pay (secondary caregiver) after 6-month probation.
• Enhanced Pension: Salary sacrifice scheme via Penfold.
• Global Workspace: Access to WeWork locations worldwide.
• Learning Budget: $1000 annually for development.
• Sarabi: Themed snacks and Friday lunch to build great relationships.
• Monthly Socials: Regular events to unwind and connect.
• Free Coffee: Barista-style coffee at your fingertips.